I'm Matthew Austin. I'm an independent Medicare broker based in Northern Virginia, and my only job is to find you the right plan at the right price — at absolutely no cost to you. No pressure, no sales tactics. Just honest guidance.
Whether you're turning 65 and new to Medicare, looking to switch plans, or trying to understand your options — I can help at every step.
Turning 65 or newly eligible for Medicare? I walk you through every option — Parts A, B, C, and D — in plain language, helping you avoid costly enrollment mistakes and late penalties that follow you for life.
All-in-one plans that bundle your hospital, medical, and often prescription coverage. I compare local plans side-by-side across multiple carriers to find the one that covers your doctors and fits your budget.
Original Medicare leaves gaps — Medigap fills them. I help you choose the right supplement plan to protect yourself from unexpected out-of-pocket costs and give you the freedom to see any doctor in the country.
Prescription costs vary enormously between plans. I review your specific medications and pharmacy to find the Part D plan that covers what you take at the lowest total cost — including deductibles and copays.
If you qualify for both Medicare and Medicaid, a Dual Special Needs Plan can combine your coverage into one coordinated plan, often with extra benefits like dental, vision, and transportation at low or no cost.
Not yet on Medicare? I help individuals and families find ACA-compliant plans through the Virginia marketplace, making sure you get every tax credit and subsidy you qualify for.
Small business owner? I help you compare and select group health plans that attract good employees without breaking the budget — including the innovative LifeX Research self-funded ERISA PPO option.
Download my free 28-page digital guide covering everything you need to know about Medicare. Clear, honest, no-pressure information to help you make the right decisions.
"My job isn't to sell you a plan. It's to make sure you have the right one — even if that means sending you somewhere else."
I started MRA Insurance because I kept seeing the same story: someone turned 65, got overwhelmed by the Medicare maze, and ended up in a plan that didn't cover their doctors, didn't fit their budget, or locked them into something they didn't understand.
As an independent broker, I'm not captive to any single insurance company. I work for you. That means I compare options across multiple carriers, take the time to understand your specific situation, and recommend the plan that's actually the best fit — not the one with the highest commission.
I'm based right here in Northern Virginia, so I know the local carrier networks, the doctors, and the plans that are genuinely strong in Loudoun, Fairfax, and the surrounding counties. And once you're enrolled, I don't disappear — I stay available year-round for questions and review your plan every Open Enrollment season.
My consultations are completely free and there's no obligation. I'll review your situation, compare options from multiple carriers, and give you a clear recommendation.
Most people leave our first conversation with a much clearer picture of their options — and a real plan for moving forward.
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Schedule a Free Consultation Send a MessageI provide in-person and virtual consultations throughout the region, with virtual appointments available for anyone across Virginia.
Book a ConsultationHave questions about Medicare or health insurance? Reach out any time. No pressure, no obligation — just honest answers from a local expert who's on your side.
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